WHY ARCH LENDING
Why Borrowers Choose Arch Lending Crypto-Backed Loans Institutional Custody No Rehypothecation Borrow Without Selling | To Unlock Liquidity
Arch Lending combines institutional-grade custody, transparent crypto-backed borrowing, and personalized support to help investors access liquidity without selling their digital assets.
Security-First Custody
Your collateral remains protected through institutional custody solutions designed for long-term digital asset security.
- Anchorage Digital Bank custody
- No rehypothecation of collateral
- Institutional-grade security infrastructure
Borrow Without Selling
Access liquidity while maintaining ownership of your digital assets. Arch allows eligible borrowers to use cryptocurrency as collateral for USD or USDC loans without triggering a sale of their holdings.
Dedicated Human Support
Arch provides direct access to its team throughout the borrowing process with multiple support channels available to borrowers.
- Phone support
- Email support
- Live chat assistance
- 1:1 video consultations
Transparent Risk Management
Arch provides clearly defined loan-to-value thresholds, margin call levels, and liquidation policies so borrowers understand how collateral is managed during market volatility.
Arch Lending at a Glance
Arch Lending
Loan terms for digital-asset-backed credit
*See current loan agreement for jurisdiction- and collateral-specific terms.
Arch uses different starting LTV and liquidation thresholds depending upon the collateral.
- Starting LTV
- 60%
- Margin call
- 70%
- Partial liquidation
- 80%
- Starting LTV
- 55%
- Margin call
- 65%
- Partial liquidation
- 75%
- Starting LTV
- 45%
- Margin call
- 55%
- Partial liquidation
- 65%
- Starting LTV
- 45%
- Margin call
- 55%
- Partial liquidation
- 65%
If a margin call occurs, Arch states that borrowers generally receive a 24-hour cure period during which they may add collateral or repay part of the outstanding loan.
The maximum amount you can borrow isn't necessarily the amount you should borrow. Maintaining additional collateral protection can reduce liquidation exposure during volatile markets.
View From the Arch
The Future of Tokenized Assets, Lending & Private Markets
- Andrew Durgee, Co-CEO of Republic
- Vlad Uchenik, CEO of INX Securities
- With Arch Lending Co-Founders Dhruv Patel & Himanshu Sahay
In this episode of View From the Arch, the group explores how tokenization and regulated digital-asset infrastructure could change how investors access, finance and borrow against traditionally illiquid assets.
Topics include:
- Tokenization of real-world assets
- The growth of regulated digital securities
- Borrowing against private-company equity
- Creating liquidity without selling underlying assets
- Potential tax-efficient lending structures
- The future of private versus public markets
- The broader concept of “tokenizing everything”
Key Benefits
What Makes Arch Different?
Arch Lending combines institutional-grade custody, personalized support, and flexible funding options to help crypto investors access liquidity while maintaining ownership of their digital assets.
Institutional Asset Custody
Collateral is held through Anchorage Digital Bank, a federally chartered digital asset bank, providing institutional-grade custody throughout the life of the loan.
No Rehypothecation
Arch states that pledged collateral is not lent out, traded, or rehypothecated, helping borrowers retain confidence in how their assets are managed.
Dedicated Human Support
Receive assistance from real people throughout the borrowing process via phone, email, live chat, and 1:1 video consultations.
Flexible Funding Options
Choose how you receive your loan proceeds with support for ACH transfers, wire transfers, or USDC sent directly to a compatible crypto wallet.
Transparent Risk Management
Clearly defined LTV limits, margin call thresholds, and liquidation policies help borrowers understand and manage risk during market volatility.
Borrow Without Selling
Unlock liquidity from your Bitcoin, Ethereum, Solana, XRP, and other supported assets while maintaining exposure to potential future market appreciation.
How an Arch Crypto Loan Works
Access liquidity from your digital assets in five simple steps. Select your collateral, choose your loan amount, complete verification, transfer your crypto to secure custody, and receive funds in USD or USDC while maintaining ownership of your underlying assets.
Choose a supported asset such as BTC, ETH, SOL or XRP.
Determine the amount you want to borrow and review the associated LTV.
Complete Arch's identity verification and loan documentation.
Transfer the required crypto collateral to the designated custody account.
Choose eligible USD or USDC funding options.
CryptoLoanAdvisor Disclosure
CryptoLoanAdvisor is an independent comparison site, not a lender, and does not provide financial, legal or tax advice.
Crypto-backed loans carry real risks, including price volatility, margin calls and liquidation of collateral. Rates, terms, LTV ratios, and eligibility are set by Arch Lending and subject to change — verify current terms directly with them before borrowing.
We may earn a referral fee from Arch Lending and other lenders; this does not affect your loan balance.